Subject to credit approval by GE Money Bank. Tax and Delivery Fee not included in monthly payments. Applies to purchases made on Sleepy's consumer credit card account. No finance charges will be assessed on promotional purchase amt. until 36th month ("promo period"). Fixed min. monthly payments equal to 1/36th of purchase amount are required during promo period in addition to any other required min. payment. 36 mos. avail. with min. purchase of $199. No finance charges will accrue on promotional purchase amt. if you pay this amt. in full by due date as shown on 36th billing statement. If not, finance charges will accrue on promotional purchase amt. from purchase date. If monthly payment is not paid when due, all special promotional terms may be terminated. Variable APR is 23.99% as of 4/04. Fixed APR of 24.75% applies if payment is more than 30 days past due. Min. finance charge is $1.